Short Term Loans from £500 up to £25,000*

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Representative APR 49.9% (variable)

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Representative Example: Borrowing £4,500 over 36 months. Repaying £219.55 per month. Total repayable £7,903.80. Annual interest rate is 49.9% (variable).

Clear Short Term Loans

Finding the right loan for your circumstances can become a bit of a minefield, you may only need to borrow a small amount over a short period, and we can help you find a short term unsecured loan for anything from £100 to £2,000 for any purpose.

Understanding Short Term Loans

A short term loan is typically a loan that lasts between 30 days and 90 days, and in some cases up to 12 months. The duration of the loan will always be dependent on which lender you choose. Some will offer one repayment date, whereas others will be completed over a period of time by set instalments.

As stated, the conditions of the short term loan it will depend on the lender, as with any loan, a short term loan will carry a rate of interest that will have to be settled on top of the loan amount. This is called an APR, and is pre-determined to evaluate the full cost of the loan.

Short-Term Loans and APR

When you are considering your short term loan options, you will see that each lender shows their ‘Representative APR’, APR is an ‘Annual Percentage Rate’. This defines the interest you pay on the short term loan, along with any other extra fees or charges. The APR depicts the cost of the loan over a year, so even if your loan terms are less than 12 months, you will be still see the charge for a full year.

When it comes to the term ‘Representative’ on the APR, this is an advertisement by the lender, this is a suggestion of what your probable APR will be should you meet the criteria set out by the lender. You will not know your loan APR until you have been approved.

Whenever taking out any loan, APR is an important factor, however, you will also need to consider the total cost of the loan and also your repayment schedule, and ensure that is affordable for you.

Before Applying

Committing to a loan is a big thing; you will need to be sure that you can meet your obligations to the lender and that you can pay the amounts on the dates agreed.

Always do your research prior to applying for a loan, if you want to borrow £500 and pay it back as soon as possible, you might find that a short term loan could be for you. If you want to borrow over £2000 then a short term loan might not be the right choice, a loan over a longer period might match your circumstances better as the repayment schedules could be more suitable. Ensure that you get the best loan product for your current situation.

FAQs

1. Do you offer Short Term Loans?

We deal with an extensive panel of lenders who offer both short term loans and loans over a longer period. We will take your application and we will attempt to get it matched to a lender most suited to you, this is fully dependent on your circumstances.

2. Where can I obtain the best in Short Term Loans?

As a broker, our aim is to help get you the best possible loan; the terms of the loan will be dependent on a mixture of your credit worthiness and what the lenders can offer based on that. In effect, there is no best loan; it is exclusive to your current financial state.

Loans up to £25,000

Whatever your circumstances

  • Loans up to £25,000
  • Loans for any purpose
  • No complicated forms
  • No 'Up-Front' fees

49.9% APR representative (unsecured)

Representative Example:
Borrowing £1,200 over 18 months. Repaying £90.46 per month. Total repayable £1,628.28. Annual interest rate is 49.9% (variable).

WARNING - LATE REPAYMENTS CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP GO TO WWW.MONEYADVICESERVICE.ORG.UK

Likely Loans Everyday Loans TFS Loans H and T Bamboo Finance UK Credit Amigo Loans Trust Two Progressive Money

*Unsecured loans are available to a maximum of £25,000. Loans of up to £100,000 may be offered by the lenders subject to affordability. Typical Example for illustration purposes only: £25,000 over 10 years with 7.8% APR, Total to repay: £35,664, Monthly Repayment: £297.20. Overall cost for comparison is 5.5% APR typical. Overall cost for comparison for unsecured loans is 22.1% APR typical. Unsecured Loan Typical Example for illustration purposes only: Borrowing £4,500 over 36 months. Repaying £219.55 per month. Total repayable £7,903.80. Annual interest rate is 49.9% (variable).

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

WARNING - LATE REPAYMENTS CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP GO TO:

The Money Advice Service

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Unsecured Loans For You Ltd are a licenced credit broker, not a lender. We are authorised and regulated by the Financial Conduct Authority. The information you provide is passed to our trusted panel of lenders where all applications are subject to assessment and approval.

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