Loans from £500 up to £25,000*

"From simplicity, comes clarity"

Select the loan amount, purpose and term of the loan below to start your application - Instant online decision!

Representative APR 49.9% (variable)

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Representative Example: Borrowing £4,500 over 36 months. Repaying £219.55 per month. Total repayable £7,903.80. Annual interest rate is 49.9% (variable).

Personal Loans

  • Quick and easy application
  • Trusted lending panel
  • Poor credit accepted
  • Fast decision
  • Flexible lending options
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Representative Example: Borrowing £4,500 over 60 months. Repaying £167.63 per month. Total repayable £10,057.50. Annual interest rate is 44.9% fixed.

Guarantor Loans

  • Quick online decision
  • Borrow up to £15,000
  • Competitive rates
  • Fast pay-outs
  • Improve your credit rating
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Representative Example: Borrowing £4,500 over 60 months. Repaying £167.63 per month. Total repayable £10,057.50. Annual interest rate is 44.9% fixed.

Secured Loans

  • Competitive rates for Homeowners
  • All credit ratings accepted
  • Loans for any purpose
  • Flexible lending terms
  • No complex forms
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Representative Example: Borrowing £14,500 over 6 years. Repaying £353.33 per month. Total Repayable £25,439.76. Annual interest rate is 18% variable.

Vehicle Loans

  • Loans up to £100,000
  • Get finance even if refused elsewhere
  • Set your own budget
  • Competitive rates
  • Flexible lending options available
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Representative Example: Borrowing £5,000 over 48 months, 19.9% APR Representative. Monthly Payment £148.00. Interest £2,086.00. Total Repayable £7,086.00.

Why use Clear Loans?

Once Clear Loans receive your application, we use our own bespoke underwriting system to match your criteria with our lending panel which can be done in a matter of minutes!

As a broker we are not tied to just one lender, we deal with several lenders and we will always strive to achieve the best loan deals for our customers.

The final choice of which financial product to take is always left up to the customer; we do not push you towards any particular lender, the final decision is always left up to you.

Check out how the process works.

Key Information

Late Payments

Information on late payments can be found on the ‘Late Payment Policy’ of the lender your loan is with. Always familiarise yourself with the ‘Terms and Conditions’ of your loan agreement. If you feel that you are going to struggle to meet the terms of your loan repayment, you must contact your lender immediately. If you do not contact your lender in relation to late repayments, the lender may see this as a reluctance to repay your loan. This may result in higher fees or extra charges. It is possible to avoid any further charges by speaking to your lender and arranging a new payment structure. Late repayment charges will differ from lender to lender.

Repercussions of Non Repayment

If you miss your repayment date, or fail to repay the loan altogether, you may find that you incur extra fees and penalties. Any fees or penalties or always at the lenders discretion and will vary from lender to lender; you will need to check out the terms of your loan agreement for the accurate details of any added charges. Late repayments or non-repayments can also have an adverse effect on your credit score; this could impact on your ability to attain credit in the future. If you feel that you are going to struggle to meet your repayment obligations to your lender, you should contact them at your earliest convenience.

Collections due to Non Repayment

If you are having any issues with making the repayments on your loan, you will need to contact your lender as soon as possible. By speaking to the lender you may be able to arrange a new and more affordable repayment plan. If you do not contact the lender and attempt to find a solution, the loan will not be getting repaid. The lender may pass on the loan to a third party collection agent. Check the terms and conditions of your loan to see what procedures the lender will follow in the result of an unpaid loan.

*Unsecured loans are available to a maximum of £25,000. Loans of up to £100,000 may be offered by the lenders subject to affordability. Typical Example for illustration purposes only: £25,000 over 10 years with 7.8% APR, Total to repay: £35,664, Monthly Repayment: £297.20. Overall cost for comparison is 5.5% APR typical. Overall cost for comparison for unsecured loans is 22.1% APR typical. Unsecured Loan Typical Example for illustration purposes only: Borrowing £4,500 over 36 months. Repaying £219.55 per month. Total repayable £7,903.80. Annual interest rate is 49.9% (variable).

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

WARNING - LATE REPAYMENTS CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP GO TO:

The Money Advice Service

Copyright © clearloans.co.uk, which is a trading style of Unsecured Loans For You Ltd. Hyde Park House, Cartwright Street, Hyde, Cheshire, SK14 4EH. Registered in England. Company Reg No: 7769033. Data Protection Act Registration No: Z2884329, FCA Authorisation Reference Number: 723179.

Unsecured Loans For You Ltd are a licenced credit broker, not a lender. We are authorised and regulated by the Financial Conduct Authority. The information you provide is passed to our trusted panel of lenders where all applications are subject to assessment and approval.

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